City, State, Zip
RE: File #… Creditor Name…
Creditor Acct #.. Amt $…
(include all information that will
assist bill collector identify which account you are writing about).
Dear bill collector:
This letter is your notice to cease all communication
with me, pursuant to the Fair Debt Collection Practices Act, in regard to the above referenced debt. If
you fail to respect this notice, I am prepared to enforce my rights through any avenue open to me. Should
any adverse action be taken against my credit report on account of this notice, I will take action against you.